Quick mobile banking* with Epos Now My Business

Easy business money management. Open your free, secure business account in minutes. Access all your finances in one app.

Exclusively for our Epos Now Payments customers.

“So quick. My bank was going to take 6 weeks to set up my account. This one took 5 mins.”

Jonothan, Epos Now My Business user

Simple, smart and secure banking, powered by Adyen

When it comes to your finances, Epos Now My Business puts you in the driver’s seat. 

Quickly access your business bank account, powered by Adyen, on an app that brings all your data together. Store money safely, make and receive fast payments, and provide automated end-to-end synchronisation with all your Epos Now financial data. 

Take control of your business finances with total confidence.

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What are the benefits of Epos Now My Business?

Simple and secure banking

Store money safely, make fast payments, and track your business sales in one app.

Easy money management

Sync all your Epos Now financial services and keep track of your money hassle-free.

Get paid fast

Access next-day payouts deposited directly into your My Business account for free!

What’s included in Epos Now My Business?

  • Open a free business bank account, powered by Adyen, in as little as 24 hours 
  • Get a free business card to purchase all your business needs
  • Use a free, easy-to-use app to view your business performance in real-time
  • Sync your financial data from Epos Now Capital and Epos Now Payments for total transparency
  • Quick and efficiently pay suppliers and transfer funds 
  • Receive direct payments from customers
  • Get paid out next day for free, or upgrade to same-day payouts for a small fee
  • No monthly fees!

And with tailored 24/7 support, you’ll never be going it alone.

My business account balance sales

No hidden charges or opening fees!

We only charge a small fee when you transfer money out of your account. 

Account opening
Free
Monthly fees
None
Payments in
Free
Payments out
£0.20 per transfer
Card issuing and delivery
Free
Card ATM fees
Free
Card FX fee
0%
Replacement card
Free
Statements and reporting
Free

Simplified business banking*, powered by Adyen

Manage your cash flow

Monitor your transaction and payouts in real-time so you can make informed decisions about your money. 

Epos Now Payments customers enjoy even more functionality with My Business. 

Current Epos Now Payments customers can set same-day payouts at a time that suits them - even on weekends or bank holidays.

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Get immediate access to your account

Epos Now My Business gives you remote access to your bank account. You can log in from anywhere with your compatible device. 

  • Real-time money updates let you know exactly how your business is doing 
  • Get paid out next day for free, or upgrade to same day payouts
  • Pay suppliers from your Epos Now business account
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Your security is our priority

Our customers’ security is our top priority. When you trust us with our finances, you can rest assured that your business is in safe hands.

Your business account access is secured with biometric and multifactor authentication and access is made convenient with Single Sign On (SSO) using your Epos Now account.

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Frequently asked questions

If you’d like to know anything else about an Epos Now My Business account that we haven’t already covered, take a look at our FAQs.

How do I download the Epos Now My Business app?

Our Epos Now My Business app is available to download on the Google App Store or Apple App Store. You can download the app straight to your phone, but won’t be eligible to use it unless you are an Epos Now Payments customer.

Do I need to have a business bank account for my small business?

The short answer is yes, it’s advisable for small businesses to have a specific business banking account. Here’s why:

  1. A business banking account separates your personal and business finances. This makes bookkeeping and tax filing easier for you.

  2. It enhances your business's professionalism and credibility with customers and suppliers. 

  3. It offers access to business-specific financial services and credit options to help your business grow.

For Epos Now customers, there’s more added perks! A business account with Epos Now My Business also syncs your all business’ financial data into one easy-to-use app. Read more in the following FAQs.

Who can sign up for an Epos Now Business Account?

Great news! Epos Now My Business is available to all new and existing Epos Now customers in the UK who use Epos Now Payments. It’s ideal for sole traders and companies.

How long does it take to open a My Business account?

Normally it’s within 24 hours, but sometimes it only takes a few minutes! There’s no need to wait - as soon as you’re onboarded as an Epos Now Payments customer, you can apply for your new account for free!

How much does Epos Now My Business cost?

Opening an account is free, and there are no monthly fees tied to your account.

We’re proud to have developed an accessible account for businesses to use, with complete transparency.

Why should I use an Epos Now My Business account as opposed to an existing bank account?

In short, this is not just a business account, but an account built specifically for Epos Now customers.

Our app is designed to let you harness the power of a business bank account alongside your Epos Now point of sale and payment data in one centralised place. Manage all your business finances from a single app. It’s fast, easy to use, and convenient.

Epos Now My Business also gives you additional perks, such as faster access to payouts and near-instant access to funding with Epos Now Capital.

Is Epos Now a bank?

Point of sale provider? Yes ✅

Payments provider? Absolutely ✅

Business solutions partner? Totally our thing ✅

However, no, we’re not a bank! 

All our business accounts through Epos Now My Business are provided and powered by Adyen. Adyen is a global multichannel payment company that supports businesses and is our partner for our banking solution.

When you use Epos Now My Business, your money is kept safe by Adyen. Find the details here.

Can I receive funds from my clients using direct transfers?

Yes! With Epos Now My Business you get full UK bank account details, with the ability to receive payments via the Faster Payments Service (FPS).

However, please note that we do not currently support incoming BACS or CHAPS payments to business accounts.

How easy is it to use the My Business app?

We’ve made the My Business app accessible and easy to use for all businesses, no matter the size. Once you download and open the app, you’ll be guided through your account set up and quickly apply for approval. 

If you have any questions about the My Business app, our expert support team is available to assist you.

The free business account made for small businesses with Epos Now

Technical information

*The business account of Epos Now (UK) Ltd is provided by Adyen. Adyen N.V. (Adyen | Engineered for ambition ) is a company incorporated in the Netherlands (Registration Number is 34259528) and offering business accounts in the UK through its UK Branch (Company Number is FC041176). Registered office of Adyen N.V. is Simon Carmiggeltstraat, 6-50, Amsterdam, Netherlands, 1011 DJ. Adyen N.V. is dually regulated by the Prudential Regulation Authority and Financial Conduct Authority as an overseas branch of an EEA-credit institution in the UK (firm reference number: 779800).