Card machines for perfect payments

Epos Now offers a variety of card reader machines, including the Link, the Air, and the Pro+. 

Link: Ideal for retail checkout aisles or restaurant payment counters, the Link is the perfect companion for any EPOS system. Its ergonomically angled touchscreen display and intuitive user interface allow customers to quickly tap, insert or swipe. However, unlike the Air or Pro+, the Link is a countertop card machine, connecting through ethernet, designed to process payments at a fixed checkout such as a bar or sales counter.

Air: Built for speed and innovation, the Air card reader gives you the flexibility to accept payments quickly, confidently, and on the go. Introduce new levels of efficiency to your business by splitting bills and printing receipts from one portable device.

Pro+: Run your entire business from your Pro+, the only solution you’ll ever need. Integrated with award-winning Epos Now POS software, it’s an all-in-one payments and EPOS device. Accept credit and debit payments with a quick contactless payment wherever they are on mobile devices that let you access reports and run your business in your own way.

All transactions are collected at the end of the day and are paid out on the next day, excluding weekends and bank holidays.

Want your payouts quicker? Unlock fast access to your payouts and upgrade to Epos Now Payments same-day payouts. Depending on your bank, same-day payouts can include weekends and bank holidays and you can set a cut-off time of your choice.

Epos Now treats your payments no differently no matter your payment gateway, a customer's payment card, digital card or which e-commerce payment system you're using.

Talk to our sales team for more information on pricing, products, and more.

With Epos Now reporting, you can track your business in a way that suits you. You can use simple reports to monitor your bottom line, with profits, turnover, and revenue, suitable for smaller businesses such as a mobile hairdresser, pop-up, or food truck. Alternatively, you can search for business insights via detailed tracking of product, staff, and business performance.

Whether you have multiple business locations to track, want to monitor your countertop card machines performance, or stay on top of your payments fees, Epos Now reports can make it simple. Thanks to our cloud-based system, you can view multiple locations detailed performance wherever you are, whether it's at home, on any site, at the wholesaler, or even on holiday!

Use your Back Office portal to view all transactions in a single place including individual transactions, insights and payouts, and monitor daily, weekly, monthly, and annual card turnover, profits, and more. Check when payments are processed, and when the funds will reach your bank account. Access everything in one place and manage your cash flow easily. 

Plus, you can integrate with common accounting platforms via our Epos Now AppStore to speed up your financial reporting.

Ready to start accepting payments? You'll want to know how much it costs. Card payment machine charges typically take similar forms, but the way they're presented can often be confusing, leading to unexpected expenses further down the line that can damage your business' profitability. So let's break down the two main parts of your card machine cost:

• Transaction fees. These are the typical rates taken from each transaction you make with a card machine. They can vary greatly across different credit and debit cards, even with Samsung Pay, Apple Pay or Google Pay. Some are a percentage, some have a base rate, or a mixture of the two, so look at this part carefully!

• Device or line rental. When you get a card machine, it's usually rented from major credit and debit payment processing companies. Some charge rental on devices as well as the phone line some card machines still operate through. However, many newer devices just need an internet connection (Wi-Fi connection if you want to go portable or an Ethernet cable for a fixed terminal) or even a mobile phone with data, saving a number of fees while providing equally secure payments.

Epos Now Payments has no hidden fees, but additional hardware fees apply - talk to us about options to support your business and receive a no obligation quote on Epos Now Payments products.

Charges per transaction:

• Card payments = 1.7%**

• Customer refunds = free!

The right card payment machines can work wonders for your business so it's important to think about what you need before making a deal, as well as conducting thorough research to compare card machines and know what's on offer.

The first question, when you accept card payments, how will you let customers pay? Chip and pin? Payment links you can sent to absent customers? Do you need a contactless card machine? Or do you want more traditional credit card payments? It's important to know how your preferred payment method before you choose your card reader.

Secondly, do you plan to have a fixed station for taking payments, or do you want a mobile device? If you need remote payments in addition to face to face payments, will your provider offer you the functionality you need such as Epos Now's Pay by Link service?

Thirdly, how will you monitor your card machine? Transaction reports can be extremely complicated, making it hard to know how profitable your business has been on a day-to-day basis. So what reports will your card machine create and how much work will it be to manage it?

Next, consider the market and the payment fees you can expect. How much, if anything, of the above will you sacrifice for the best transaction charges?

It's worth checking the security practices and reliability of EFTPOS card machine providers. However, the card payments industry is held to rigorous standards to prevent financial crimes. For example, Epos Now Payments maintains ISO 8583 communications and full PCI compliance to protect card details and ensure secure card payments you can rely on.

These are all questions to consider as you research the market. Our friendly team will be more than happy to help you find the option that works for you.

Yes, we're a payment processing company that operates globally. We offer payment processing services in multiple currencies so you can sell to customers around the world.