Perfect payment solutions for a merchant account
Payment processing doesn't need to be a headache. Epos Now Payments is an all-in-one payment solution with no hidden costs and transparent transaction rates.
Payments built for merchant services
Smooth trading
Save up to £150 of missed revenue a month thanks to pain-free transactions
Fast sales
Eliminate key-in transactions and save 4.5 hours a month with automatic reporting
Clear fees
Epos Now Payments accepts all types of payment quickly and securely, with no hidden fees.**
Easy and effective payment processing services
As a merchant service provider, we know how to keep our customers happy. Our payment gateways provides your merchant account with simple industry-specific solutions.
- Accept card payments, contactless payments, online payments, and Apple Pay and Google Pay
- Transparent transactions fees mean you'll only ever pay one fate rate for Visa and Mastercard card transactions
- Speedy transactions ensure swift service
No hidden fees in your merchant payment solutions
As part of our merchant services, we make our payment processing terms and prices as clear as possible. Thanks to this policy, you'll never pay hidden fees or be signed up to surprise recurring payments.
Enjoy fixed rates for card transactions, and accept all cards, including American Express, making it easy to budget for your payment processing service cost.**
We make payments as simple as possible, fully integrating Payments as a first-party service. Access the service straight from your existing system without needing extra till systems and card machines.
Simple financial management with our POS software integrations
It can take a lot of work to manually track the financial needs of your business. Epos Now Payments creates in-depth business reports as you trade so you can stay on top of everything.
Say goodbye to confusing systems that use multiple payment gateways. Payments let you control your full financial outlook from one system.
A well-informed merchant is often a successful merchant. Leverage Epos Now’s powerful business reports that use real-time data analysis to drive your profits and offer a better service to your customers.
Payment processing services compliant with PCI safety standards
At Epos Now, the safety of our payment gateway and merchant accounts is paramount to us. When you use Epos Now Payments, you can rest assured you're in safe hands with our secure solutions.
- We ensure PCI compliance using sophisticated security software
- Our specialised Payments help team are on hand for any customer support
- Talk to a real person 24/7 or use a text-based live chat between 9 am - 7 pm GMT
Equip your business with the latest point of sale technology
Small businesses deserve the best in point of sale (POS) systems. Our range of portable card machines represents the latest in POS technology.
- The Link card reader provides a secure connection and almost-instant payments. No more charging your device, and with Ethernet connectivity, there’s no need to worry about an outage too.
- Go wireless with our all-in-one Pro+ POS and payment processor, a WiFi-enabled seamless card payments solution that gives you full, portable access to your entire Epos Now system.
- The Air is a wifi-enable handheld card machine that’s small and light enough to fit into your pocket. Perfect for space-conscious businesses looking for a portable payment device.
FAQ
Interested in hearing more about Epos Now Payments? Get in touch with our expert team or consult our FAQs.
- How do payouts work?
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All transactions are collected at the end of the day and are paid out on the next day, excluding weekends and bank holidays.
Want your payouts quicker? Unlock fast access to your payouts and upgrade to Epos Now Payments same-day payouts. Depending on your bank, same-day payouts can include weekends and bank holidays and you can set a cut-off time of your choice. Talk to our sales team for more information.
- Are all online payment methods accepted by Epos Now Payments?
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We proudly accept all major credit and debit cards and other payment methods in our retail and hospitality POS solutions. This includes Visa, MasterCard, American Express, Discover, JCB, and UnionPay.
You can also use Epos Now Payments to accept eWallets for the same rate, including Apple Pay, Google Pay, and Samsung Pay.
- How do Epos Now's payment processing fees work?
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There are no hidden fees or additional charges for authorisation or PCI-compliance fees with Epos Now Payments. And we’ve simplified payment processing with two clear fixed rates that keep everything straightforward.
Charges per transaction:
- Customer refunds = free
- Card payments for Visa and Mastercard = 1.70% flat rate.
- Opt-in to card payments for American Express (Amex), JCB, Diners Discover, and Union pay at another flat rate.
Run a large business? We offer custom processing pricing options, please get in touch for a personalised quote and payment processing rates.
Additional hardware fees apply, talk to us about options to support your business.
- What does a merchant service do?
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Merchant services help businesses like yours accept payments. This can be done via credit cards, debit cards, and even electronic payments through eWallets on phones and watches. Many providers also offer pay-by-link functions so customers can pay for goods and services while not present at the business. Whatever your needs, merchant service providers can give you the tools and help needed to process transactions easily. The result is that your business gets paid smoothly.
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- What falls under merchant services?
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Merchant services cover it all. We’re talking payment processing, point-of-sale (POS) systems, and online payment gateways to security and business and tax management aids including fraud prevention and transaction reporting. Basically they'll handle everything to do with accepting and managing your fantastic customer’s payments.
- Do I need a merchant account?
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Oh absolutely! If you want to accept credit card payments or debit card payments, you'll 100% need a merchant account to do this. It's basically a special business bank account that’ll allow you to process all transactions and then receive the funds from customer payments into your main business account. Don’t panic, though. Most merchant service providers will set you up with a merchant account so that you have one ready when you start processing payments.
- What is the difference between a payment processor and a merchant service provider?
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A payment processor handles the technical side of processing transactions. On the other hand, a merchant services provider offers a wide range of services, often encompassing payment processing, customer support, point of sale, and other tools to manage payments effectively. Think of the merchant services providers as the complete package and the payment processor as a key part of that package.